Interest Free Credit
So, you’ve found your dream pram. Now it’s just a matter of paying for it. We understand that having a baby is an expensive time for parents so to help take the pressure off we are offering interest free credit – spread the cost of your Cosatto pram & other goodies over 9 months at no extra cost. 😊
We’ve partnered up with Close Brothers Retail Finance in order to offer quick, safe and hassle free financing on orders totaling £278 or more. The process is simple and requires no paper or photographic ID simply fill out the application and your decision is almost instantaneous. Follow a few simple steps and you can enjoy hassle free 0% financing on any basket over £278. All finance offered online is subject to status and a minimum deposit of 10%
How does it work?
In a nutshell… once approved you pay 10% of your order total up front as a deposit. Your order will then be shipped as normal. The remaining balance will be split into 8 equal payments over the next 9 months.
How to apply
Applying for credit couldn't be easier. On Cosatto.com once you've chosen your new baby stuff & added it to the basket just continue to the checkout. If your basket qualifies (above the minimum spend of £278), you will be presented with the finance options available. Just follow the simple instructions, entering your personal details as required and Close Brothers will do the rest.
You can also buy with our Interest Free Credit option in selected retail stores. A full list of participating retailers can be found in our T&Cs
Finance is subject to status. Terms & conditions apply. You must be 18 or over.
How quickly will i know?
Once you submit your application you will receive an instant decision usually within 10 seconds. On rare occasions, if Close Brothers require further information they will contact you within normal working hours shortly after your application is submitted.
What happens next?
Once approved, you will be asked to complete an online identity check; once this has been validated you will be able to sign your credit agreement electronically using Close Brother's eSign process. You will be given the option to download a copy of your credit agreement at this point and print a copy for your records. Once you have eSigned your agreement and completed the order we can dispatch the goods to you. There is no paper work to return to us or to Close Brothers.
Can I apply?
To apply for finance you must be:
- At least 18 years of age
- A permanent UK resident with at least 3 years continual address history
- In regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
- Have a UK Bank account capable of accepting Direct Debits
- In receipt of pension if you are retired
- If not in employment, you may be required to provide proof of alternative income
**All orders paid for by Finance can only be shipped to the billing address as used on your application.**
Who is the finance provided by?
Cosatto acts as a credit intermediary and offer credit products provided exclusively by Close Brothers Retail Finance. CloseBrothers Retail Finance is a trading name of Close Brothers Limited.
Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit www.closeretailfinance.co.uk. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.