PayPals 0% interest offer is better than just an introductory offer. Simply spend over £99.00 and you get 0% interest for 4 months on that purchase.
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and they will give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway.
How Does it Work?
Add item(s) to your cart and head to the checkout. (£99.00 and over)
Select PayPal at the checkout to pay as you like for your purchase. Paypal Credit will be one of the payment options you have. Apply for PayPal Credit if you haven't already
Place your order with PayPal's 4 Months Interest Free Credit*
Pay off completely over the next 4 months and it will be interest free!
WHAT YOU NEED TO GET STARTED
- A UK bank account
- Be 18 years of age or older
- A UK residential address
How do I apply?
Applying for PayPal Credit is easy. Simply complete their short application form here and if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.
How long does it take to apply for/receive PayPal Credit?
The application form takes minutes to complete. They'll then run a credit check and if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your credit agreement.
How much will my credit line be?
To determine the size of your credit line PayPal use the information you provide in the application form along with internal PayPal data and an external credit check.
I have a business account. How can I sign up for PayPal Credit?
You can contact PayPal Customer Services to change your business account to a personal account to apply for PayPal Credit. Alternatively, you can create a new personal account to apply.
What if I don’t have a PayPal account?
The first stage of the PayPal Credit application process will ask you to sign into your PayPal account or offer you the opportunity to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit.
Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept our User Agreement.
Don’t see your question here? Visit the PayPal FAQ page to find out more about using PayPal Credit.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99.00 will be charged interest at 21.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website..